ICBC Suning UnionPay Dual Currency Platinum Card

Notice of Termination of ICBC Suning UnionPay Dual Currency Platinum Credit Card
(Applicable to the Suning cardholder cardholder cardholder who has held ICBC UnionPay UnionPay UnionPay Dual Currency card)

Notice of Termination of ICBC Suning UnionPay Dual Currency Platinum Credit Card and Replacement by ICBC Greater Bay Area UnionPay Dual Currency Platinum Credit Card
(Applicable to the Suning cardholder who do not hold ICBC UnionPay Dual Currency card)

Hong Kong Suning and ICBC join hands to launch ICBC Suning UnionPay Dual Currency Platinum Card to bring you exclusive spending rewards and diversified shopping experience, especially for young electronics enthusiast. Let’s experience a brand new tasteful lifestyle with ICBC Suning UnionPay Dual Currency Platinum Card.

Two Currencies in One Card

ICBC Suning UnionPay Dual Currency Platinum Card has both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in RMB and foreign currencies.

Suning Exclusive Year-round 5% off Offer

ICBC Suning UnionPay Dual Currency Platinum Cardholder can enjoy 5% off on regular-priced products (including Mobile Phone and Camera) at Hong Kong Suning stores on the 5th of every month. The 5% off amount will be credited into the Applicable Credit Card account as Cash Rebate. Each card can enjoy a daily maximum of HK$500 Discount.

Suning Bonus Point Rewards Program

Cardholder will be automatically enrolled to the Hong Kong Suning Membership Program to enjoy membership rights and benefits and receive Suning Bonus Point at Hong Kong Suning stores. Every 150 Suning Bonus Points can be used as HK$1 for the next purchase at Hong Kong Suning stores. Suning Bonus Point will be valid for 1 year.

HK$2 spending = 1 Suning bonus point

150 bonus point = HK$ 1 Cash Rebate

Rewards Program¹

• Bonus Point Rewards

  For every HKD/RMB 1 spent with ICBC Suning UnionPay Dual Currency Platinum Card, Cardholders will receive 1 point. Points awarded from HKD account and RMB account can be pooled together. The points earned for Platinum card will be valid for 3 years.

• 2x Bonus Point Rewards

  ICBC Suning UnionPay Dual Currency Platinum Cardholder can enjoy 2x Bonus Point Rewards on spending at Hong Kong Suning stores.

1.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Octopus Automatic Add-Value Serivice²

Octopus Automatic Add-Value Service ("AAVS") enables you automatically to add value to any Octopus card / product4without queuing when insufficient funds occur. Octopus card now can be used in Shenzhen. Octopus card / product with AAVS function can also be top-up at Shenzhen too.

The top-up value is entitled to bonus point rewards as well as an interest-free repayment period. You can also apply AAVS for your beloved ones.

2. For details, please refer to the terms and conditions for “Octopus Automatic Add-Value Service”.

Managing Hong Kong and Mainland China Accounts with Free Roaming

The Phone Banking Roaming Service gives customers 24-hour free access to account management. Customers in Mainland China dialing local number 95588 will be connected to Customer Service or Phone Banking Service of ICBC (Asia) Credit Card Centre. In Hong Kong, customers can contact our 24-hour Customer Service Hotline at 218 95588 to manage their ICBC accounts in Mainland China. This service enables you to manage your accounts in both places flexibly without incurring IDD charges.

Flexible Payment Methods

Whether you are, easy and trouble-free settlement of your ICBC Suning UnionPay Dual Currency Platinum Credit Card balance can be done through the following ways:

Settling Hong Kong Dollar Card Account

• PPS
• JET PAYMENT
• Autopay
• Make a crossed HKD cheque payable to ICBC (Asia) Credit Card Centre
• Direct cash deposit at any ICBC (Asia) branches
• Arrange fund transfer through ATMs which carry the JETCO sign, ICBC (Asia) Phone Banking Services⁴or Internet Banking Services⁵by from your ICBC (Asia) account(s)

Settling Renminbi Card Account

• PPS
• Arrange autopay through ICBC (Asia) HKD or RMB personal bank account
• Direct cash deposit by HKD or RMB at any ICBC (Asia) branches
• Make a crossed HKD cheque⁵ payable to ICBC (Asia) Credit Card Centre
• Fund transfer from ICBC (Asia) HKD or RMB personal bank account(s) through ICBC (Asia) Internet Banking Services⁴
• If settle RMB balance with HKD, the Bank will convert HKD to RMB. The exchange rate of the posting date will be applied to all repayments of Renminbi Account by Hong Kong Dollar remit payment in the next working day after the payment date. Handling fee is waived. Owing to the fluctuation of RMB, customers are advised to prepare sufficient fund for payment. This will avoid financial charges, and the surplus (if any) will be posted to your UnionPay Dual Currency Credit Card HKD account for future consumption.

3. Service is applicable to Cardholder who has Hong Kong Dollars savings account in ICBC (Asia) and successfully applies for Phone Banking Service.

4. Service is applicable to Cardholder who has HKD/RMB personal savings account in ICBC (Asia) and successfully applies for Internet Banking Services.

5. Please write your Credit Card account number marked with "Renminbi Payment" at the back of your cheque. A separate cheque should be given for the payment of Hong Kong Dollars balance.

^*The offers are subject to relevant terms and conditions.

• Click to download Cardholder Agreement
• Click to download Fees Schedule and Charges

Reminders:
To borrow or not to borrow ? Borrow only if you can repay!
Protect your Personal Digital Keys; Beware of Fraudulent Links!
Don't Lend/Sell Your Account!